FEE DISCLOSURES AND RATES

1. You must have full time employment at the same job for at least 3 months.

2. You must have a personal checking account in good standing for at least 3 months.

3. You must have a working telephone at your home or residence.

Advances are due on the day of your next paycheck.

Amount of Payday Advance	Service fee	Interest charge for 14 Day Advance	Total Amount you must write the check for
$100	$15.45	402.8036%	$115.45
$150	$22.45	390.2024%	$172.45
$200	$29.45	383.9018%	$229.45
$250	$35.95	374.91071%	$285.95
$300	$42.45	368.9107%	$342.45
$350	$48.45	360.9031%	$398.45
$400	$54.45	354.8973%	$454.45
$450	$59.95	347.3294%	$509.95
$500	$65.45	341.2750%	$565.45
$550	$70.95	336.3214%	$620.95
$600	$76.45	332.1935%	$676.45

"Under Michigan law, you are entitled to receive the proceeds of this transaction in cash. If you request the proceeds in a check or money order, you may be charged additional check cashing or other processing fees by others for cashing a check or money order."

"If you request your proceeds in the form of a check or money order, you will be required to return to this location in three (3) business days to receive the issued check or money order."

A deferred presentment service transaction is not intended to meet long - term financial needs. We can only defer cashing your check for up to 31 days.
You should use this service only to meet short - term cash needs.
State law prohibits us from entering into a transaction with you if you already have a deferred presentment service agreement in effect with us or have more than one (1) deferred presentment service agreement in effect with any other person who provides this service.
We must immediately give you a copy of your signed agreement.
State law entitles you to the right to cancel an agreement and receive a refund of the fee. To do this, if you enter into a transaction today, you must notify us and return the money you receive by the time our office closes tomorrow or on our next business day if we are not open tomorrow. Our office hours are Monday through Friday from 9:00 a.m. to 9:00 p.m. Eastern Standard Time.
State law prohibits us from renewing an agreement for a fee. You have to pay any other agreement in full before obtaining additional money from us.
State law prohibits us from using any criminal process to collect on an agreement.
State law entitles you to information regarding filing a complaint against us if you believe that we violated the law. If you feel we are acting unlawfully, you should call the Office of Financial and Insurance Services toll-free at 1-877-999-6442.
If you are unable to pay your deferred presentment series transaction and have entered into a deferred presentment series transaction with any licensee in any 12-month period, state law entitles you to request a repayment of that transaction in installments. We are required to advise you of this option at the time it is available. If you elect this option, you must notify us, either orally or in writing, within 30 days after the maturity date of the deferred presentment transaction. The notice must be provided to us at our place of business. You may be charged an additional free when the transaction is rescheduled in installments. You will be ineligible to enter into a deferred presentment service transaction with us or any licensee during the term of the repayment plan. If we refuse to provide this option under the stipulations above, you should contact the Office of Financial and Insurance Services toll-free at 1-877-999-6442.

Michigan License# DP0016143